Motorcycle Insurance

Protects you against accidental loss of or damage to the insured motorcycle caused by:

• Accidental collision or overturning or collision or overturning consequent upon mechanical breakdown or consequent upon wear and tear
• fire external explosion self-ignition or lightning or burglary housebreaking or theft
• Malicious act
• Strike, riot, civil commotion (SRCC)
• Third party liability

Accident Insurance

Protects you against bodily injury or death caused solely and directly by accidental means.

Medical Insurance

This Policy gives  you protection against the cost of Hospitalization, surgery, other related expenses and helps reduce the financial burden if the Policyholder or a member of his Family who is covered under the Policy is hospitalized as a result of Sickness or Accident. Additional protection against the cost of Out-Patient treatment is provided if the Policyholder has opted for any or all of them and this is shown in the Policy Schedule.

Fire Insurance

Protects you against loss of or damage to the property insured caused by fire and/or lighting and loss of or damage to (by fire or otherwise) caused by additional peril if taken:

• Aircraft and other aerial devices or article dropped therefrom
• Bursting or overflowing of the water tanks apparatus or pipes
• Explosion
• Full flood
• Impact damaged by road vehicles
• Smoke damage
• Spontaneous combustion

Burglary Insurance

Protects you against loss of or damage to the property insured caused by burglary following forcible and violent entry and exit including any damage to the premises by such burglary or attempt thereat.

Public Liability Insurance

Protects you against all sums, which the insured becomes legally liable to pay as damages in respect of:

• Accidental bodily injury (Including death or disease) to any person
• Accidental loss of or damage to property of other; Happening in connection with the insured’s business during the period of insurance including claimant’s cost and expenses

Traveler’s Insurance

Payable for your expenses incurred outside Cambodia in respect of medical, surgical, hospital and other charges as a result of injury or sickness including additional travel and accommodation expenses and return of mortal remains in the event of death. It also pays the loss of your personal belongings.

Marine Cargo Insurance

Protects you against loss or damage, liability or expenses arising out of any accident during shipment including loading and unloading of your cargo.

Contractor’s All Risks/Election All Risks Insurance

Protects you against any physical loss or damage to the insured building which is under construction. It also covers you against legal liability made by third party.

Directors and Officers’ Liability (D&O) Insurance

Protects you against the loss on behalf of the directors in respect of claim make against him or her solely in respect of the wrongful act of such director or officer.

Banker’s Blanket Bond Insurance

Protects you against any counteract unforeseen catastrophic loss following an insured event. It also provides corporate protection for the institution in respect of Balance Sheet, Operational Risk transfer and Reputation. The coverages include:

• Employee Dishonest
• Money in premises
• Money in Transit
• Forged Cheques
• Forged Security
• Counterfeit Currency
• Damage to Offices and Contents
• Computer Crimes
  

Money Insurance

Money in Transit: Protects you against loss of your money resulting directly from burglary, robbery, hold-up whilst the money is in your custody or person authorized by you carried by motorcycle or vehicle whilst in the course of transit between the specified premises (bank, office etc.).

Money in Premises: Protects you against loss of your money in premises during and after business hours resulting directly from burglary, robbery, hold-up committed by person physically present in the insured premises.

Life Insurance

Protects your financial burdens in the event of death and permanent disablement arising from illness or accident. it covers you 24 hours and worldwide.